1. Introduction

Welcome to CoinTimes.com ("Coin Times", "we", "our", or "us").

These Terms of Service ("Terms") govern your access to and use of our website https://www.cointimes.com (the "Website") and all related content, articles, newsletters, services, and features (collectively, the "Services").

By accessing or using our Services, you agree to be bound by these Terms and our Privacy Policy.

If you do not agree with these Terms, you must not use our Services.

2. Eligibility

You must be at least 18 years old (or the legal age of majority in your jurisdiction) to access or use Coin Times.

By using our Services, you represent that you meet this requirement and have the authority to agree to these Terms.

3. General Information Only — No Financial Advice

The content provided on CoinTimes.com is for informational and educational purposes only.

We are not a licensed financial adviser, broker, or investment firm.

Nothing on this website constitutes:

• Financial, investment, legal, or tax advice
• A solicitation, recommendation, endorsement, or offer to buy or sell any financial instrument or cryptocurrency

You should conduct your own research or seek advice from a qualified professional before making any financial decisions.

Coin Times and its contributors are not responsible for any loss or damage resulting from reliance on information published on the site.

4. Use of Our Services

You agree to use the Services only for lawful purposes and in accordance with these Terms.

You agree not to:

• Violate any applicable laws or regulations
• Infringe upon intellectual property rights
• Use automated systems (bots, scrapers) to collect data
• Distribute spam or malicious software
• Interfere with the security or functionality of the Website
• Impersonate Coin Times or another individual/entity

We reserve the right to suspend or terminate your access if you violate these Terms or misuse our Services.

5. Account Registration (If Applicable)

Certain features may require you to create an account or subscribe to our newsletter.

You agree to:

• Provide accurate, current, and complete information
• Keep your credentials secure and confidential
• Accept responsibility for all activity under your account

We reserve the right to suspend or terminate accounts that provide false information or breach these Terms.

6. Intellectual Property Rights

All content on CoinTimes.com — including text, graphics, logos, images, videos, design elements, and software — is the property of Coin Times or its licensors and is protected by copyright, trademark, and international intellectual property laws.

You may:

• View and share our content for personal, non-commercial use with proper attribution.

You may not:

• Copy, reproduce, republish, sell, or distribute our materials without written permission
• Use our trademarks, logos, or branding without authorization

Unauthorized use may result in legal action.

7. User-Generated Content (Comments, Submissions, etc.)

If you submit or post any content to our Website (e.g., comments, reviews, articles), you grant Coin Times a worldwide, non-exclusive, royalty-free, perpetual license to use, display, reproduce, and distribute that content in connection with our Services.

You represent that:

• You own or have the right to share that content
• It does not infringe on any third-party rights or violate any law

We reserve the right to remove or modify any content at our sole discretion.

8. Third-Party Links and Services

CoinTimes.com may include links to third-party websites, tools, or services.

We do not control or endorse these third parties and are not responsible for their content, accuracy, or privacy practices.

Accessing third-party sites is at your own risk, and their own terms and policies will apply.

9. Disclaimers

You acknowledge and agree that:

No Warranties:

Our Services are provided "as is" and "as available" without warranties of any kind, either express or implied.

We do not guarantee that:

• The information is accurate, complete, or up to date
• The Website will be error-free, secure, or available at all times

Cryptocurrency Risk Warning:

• Cryptocurrency markets are highly volatile and speculative.
• Prices and values can fluctuate dramatically.
• Past performance does not indicate future results.
• You are solely responsible for any financial decisions made based on our content.

No Liability for Third-Party Actions:

Coin Times is not responsible for any third-party advertisements, links, or sponsored content.

10. Limitation of Liability

To the maximum extent permitted by law, Coin Times, its directors, employees, writers, affiliates, and partners are not liable for any:

• Direct, indirect, incidental, consequential, or punitive damages
• Loss of profits, data, or reputation
• Errors or omissions in any content

This limitation applies even if we have been advised of the possibility of such damages.

If any liability is found under applicable law, it shall be limited to the amount paid (if any) by you to use the Services in the 12 months preceding the claim.

11. Indemnification

You agree to indemnify, defend, and hold harmless Coin Times, its affiliates, directors, and employees from any claims, liabilities, losses, damages, or expenses (including legal fees) arising out of:

• Your use or misuse of the Services
• Violation of these Terms
• Infringement of any third-party rights

12. International Users

Although Coin Times operates under New Zealand law, we serve users globally.

If you access our Services from outside New Zealand, you are responsible for ensuring compliance with local laws in your jurisdiction.

13. Termination

We may suspend or terminate your access to our Services at any time, without notice, for conduct that we determine violates these Terms or is harmful to our interests, other users, or third parties.

Upon termination, your right to use our Services ceases immediately. Certain sections (e.g., Intellectual Property, Limitation of Liability, Indemnification) shall survive termination.

14. Privacy Policy

Your use of our Services is also governed by our Privacy Policy, which explains how we collect, use, and protect your data.

You can read it here: Privacy Policy

15. Modifications to These Terms

We may revise or update these Terms from time to time.

All changes will be effective immediately upon posting to the Website, with the "Last Updated" date revised accordingly.

Your continued use of the Services constitutes acceptance of any changes.

16. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of New Zealand, without regard to conflict of law principles.

Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of New Zealand, unless otherwise required by local consumer protection laws.

17. Contact Information

If you have any questions about these Terms, please contact us: