1. Introduction

Welcome to CoinTimes.com ("we", "our", "us").

We are committed to protecting your privacy and ensuring that your personal information is handled in accordance with applicable privacy laws, including the New Zealand Privacy Act 2020, the EU General Data Protection Regulation (GDPR), and other relevant international data protection laws.

This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you access or use our website https://www.cointimes.com ("Website"), our newsletters, and related services (collectively, the "Services").

By using our Services, you agree to the collection and use of information in accordance with this Privacy Policy.

2. Information We Collect

We may collect the following types of information:

a. Personal Information

When you interact with our Services (e.g., subscribing to newsletters, creating an account, or contacting us), we may collect:

• Full name
• Email address
• Contact information
• Account login details (if applicable)
• Country or region
• Any other information you voluntarily provide

b. Automatically Collected Information

When you visit our Website, we automatically collect certain data through cookies and analytics tools:

• IP address
• Browser type and version
• Operating system
• Device information
• Referring URL and pages visited
• Date and time of access
• Session duration and interactions

c. Cookies and Tracking Technologies

We use cookies, web beacons, and similar tracking technologies to:

• Enhance site functionality
• Remember preferences
• Analyze user behavior and trends
• Serve personalized content or advertisements

You can disable cookies through your browser settings, but this may limit some features of our site.

3. How We Use Your Information

We use the collected information for the following purposes:

• To provide and maintain our Services
• To personalize user experience and content
• To send newsletters, updates, or marketing communications (where consented)
• To analyze site traffic, performance, and user engagement
• To prevent fraud, abuse, or security breaches
• To comply with legal obligations

4. Legal Bases for Processing (GDPR Compliance)

If you are located in the European Economic Area (EEA), our legal bases for processing your personal data include:

• Consent: When you voluntarily provide information or opt in to communications.
• Contractual necessity: When processing is required to provide Services you request.
• Legal obligation: When necessary to comply with laws or regulations.
• Legitimate interest: For analytics, improving user experience, and preventing fraud.

5. Sharing and Disclosure of Information

We may share information in the following circumstances:

• Service providers: With trusted third parties who assist with hosting, analytics (e.g., Google Analytics), marketing, or customer support.
• Legal requirements: When disclosure is necessary to comply with the law, regulation, or legal request.
• Business transfers: In case of a merger, acquisition, or sale of assets.
• International transfers: We may store and process data outside New Zealand. When we do, we ensure adequate safeguards consistent with the Privacy Act 2020 and GDPR.

We never sell your personal information to third parties.

6. Data Retention

We retain your personal data only as long as necessary for the purposes outlined in this Policy, unless a longer retention period is required by law.

When no longer needed, data is securely deleted or anonymized.

7. Data Security

We use appropriate technical and organizational measures to protect personal information against unauthorized access, alteration, disclosure, or destruction.

However, please note that no transmission over the internet or electronic storage is completely secure.

8. Your Rights

Depending on your jurisdiction, you may have the following rights:

Under the New Zealand Privacy Act 2020:

• Right to access your personal information
• Right to request correction of inaccurate or incomplete information

Under the GDPR (for EU/EEA users):

• Right to access and data portability
• Right to rectification or erasure ("right to be forgotten")
• Right to restrict or object to processing
• Right to withdraw consent
• Right to lodge a complaint with a supervisory authority

Under the CCPA (for California residents):

• Right to know what personal data is collected
• Right to delete personal data
• Right to opt out of data sales (we do not sell data)
• Right to non-discrimination for exercising privacy rights

You can exercise these rights by contacting us at support@cointimes.com.

9. International Data Transfers

Because our audience and service providers are global, your data may be transferred to and processed in countries outside of New Zealand.

We ensure that such transfers comply with applicable data protection laws and provide adequate protection (e.g., standard contractual clauses where applicable).

10. Third-Party Services

Our Website may contain links to third-party websites or services (e.g., advertising partners, affiliate links, or external news sources).

We are not responsible for the privacy practices or content of these third-party sites.

We encourage you to review their respective privacy policies.

11. Email Communications and Marketing

If you subscribe to our newsletters or updates, you consent to receiving communications from us.

You can opt out at any time by clicking the "unsubscribe" link in any email or by contacting us directly.

12. Children's Privacy

Our Services are not directed to individuals under the age of 16.

We do not knowingly collect personal information from minors.

If you believe a child has provided us with personal information, please contact us so we can delete it.

13. Updates to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements.

The "Last Updated" date at the top of this page indicates the most recent revision.

Your continued use of our Services after changes are posted constitutes acceptance of those changes.

14. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us:

15. Governing Law

This Privacy Policy is governed by the laws of New Zealand, without regard to its conflict of law principles.

Where applicable, international privacy laws such as the GDPR and CCPA may also apply to users in those jurisdictions.